/* ============================================
   CSS RESET & BASE
   ============================================ */
*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --blue-900: #0a1628;
    --blue-800: #0f2240;
    --blue-700: #1a365d;
    --blue-600: #2563eb;
    --blue-500: #3b82f6;
    --blue-400: #60a5fa;
    --blue-100: #dbeafe;
    --blue-50: #eff6ff;
    --green-600: #16a34a;
    --green-500: #22c55e;
    --green-400: #4ade80;
    --green-100: #dcfce7;
    --white: #ffffff;
    --gray-50: #f9fafb;
    --gray-100: #f3f4f6;
    --gray-200: #e5e7eb;
    --gray-300: #d1d5db;
    --gray-500: #6b7280;
    --gray-600: #4b5563;
    --gray-700: #374151;
    --gray-800: #1f2937;
    --gray-900: #111827;
    --gold: #f59e0b;
    --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
    --shadow-md: 0 4px 6px -1px rgba(0,0,0,0.1), 0 2px 4px -2px rgba(0,0,0,0.1);
    --shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.1), 0 4px 6px -4px rgba(0,0,0,0.1);
    --shadow-xl: 0 20px 25px -5px rgba(0,0,0,0.1), 0 8px 10px -6px rgba(0,0,0,0.1);
    --radius: 12px;
    --radius-lg: 16px;
    --radius-full: 9999px;
}

html {
    scroll-behavior: smooth;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    line-height: 1.6;
    color: var(--gray-800);
    background: var(--white);
    overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

.container {
    width: 100%;
    max-width: 1120px;
    margin: 0 auto;
    padding: 0 20px;
}

/* ============================================
   ANIMATIONS
   ============================================ */
@keyframes fadeInUp {
    from { opacity: 0; transform: translateY(30px); }
    to { opacity: 1; transform: translateY(0); }
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

@keyframes pulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.05); }
}

@keyframes shimmer {
    0% { background-position: -200% center; }
    100% { background-position: 200% center; }
}

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}

.animate-on-scroll {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.animate-on-scroll.visible {
    opacity: 1;
    transform: translateY(0);
}

/* ============================================
   CTA BUTTONS
   ============================================ */
.cta-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 18px 40px;
    font-size: 18px;
    font-weight: 700;
    color: var(--white);
    background: linear-gradient(135deg, var(--green-500), var(--green-600));
    border: none;
    border-radius: var(--radius-full);
    cursor: pointer;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(34, 197, 94, 0.4);
    text-transform: none;
    letter-spacing: -0.01em;
    position: relative;
    overflow: hidden;
}

.cta-btn::after {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.2), transparent);
    background-size: 200% 100%;
    animation: shimmer 3s infinite;
}

.cta-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 25px rgba(34, 197, 94, 0.5);
}

.cta-btn:active {
    transform: translateY(0);
}

.cta-btn svg {
    width: 20px;
    height: 20px;
    position: relative;
    z-index: 1;
}

.cta-btn span {
    position: relative;
    z-index: 1;
}

.cta-btn-secondary {
    background: linear-gradient(135deg, var(--blue-500), var(--blue-600));
    box-shadow: 0 4px 15px rgba(37, 99, 235, 0.4);
}

.cta-btn-secondary:hover {
    box-shadow: 0 6px 25px rgba(37, 99, 235, 0.5);
}

/* ============================================
   HEADER / NAV
   ============================================ */
.header {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 1000;
    background: rgba(255,255,255,0.95);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--gray-200);
    transition: box-shadow 0.3s ease;
}

.header.scrolled {
    box-shadow: var(--shadow-md);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 64px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 20px;
    font-weight: 800;
    color: var(--blue-700);
}

.logo svg {
    width: 32px;
    height: 32px;
}

.header-cta {
    padding: 10px 24px;
    font-size: 14px;
    border-radius: var(--radius-full);
    font-weight: 600;
    color: var(--white);
    background: #15803d;
    transition: all 0.3s ease;
}

.header-cta:hover {
    background: var(--green-600);
    box-shadow: 0 2px 10px rgba(34,197,94,0.3);
}

/* ============================================
   HERO SECTION
   ============================================ */
.hero {
    position: relative;
    padding: 120px 0 80px;
    background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-700) 50%, var(--blue-600) 100%);
    color: var(--white);
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: -50%; right: -20%;
    width: 600px; height: 600px;
    background: radial-gradient(circle, rgba(96,165,250,0.15) 0%, transparent 70%);
    border-radius: 50%;
}

.hero::after {
    content: '';
    position: absolute;
    bottom: -30%; left: -10%;
    width: 400px; height: 400px;
    background: radial-gradient(circle, rgba(34,197,94,0.1) 0%, transparent 70%);
    border-radius: 50%;
}

.hero-content {
    position: relative;
    z-index: 2;
    text-align: center;
    max-width: 720px;
    margin: 0 auto;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 20px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.2);
    border-radius: var(--radius-full);
    font-size: 14px;
    font-weight: 600;
    margin-bottom: 24px;
    animation: fadeIn 0.8s ease;
    backdrop-filter: blur(4px);
}

.hero-badge .dot {
    width: 8px; height: 8px;
    background: var(--green-400);
    border-radius: 50%;
    animation: pulse 2s infinite;
}

.hero h1 {
    font-size: 48px;
    font-weight: 800;
    line-height: 1.1;
    letter-spacing: -0.03em;
    margin-bottom: 20px;
    animation: fadeInUp 0.8s ease;
}

.hero h1 .highlight {
    background: linear-gradient(90deg, var(--green-400), var(--blue-400));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-sub {
    font-size: 20px;
    line-height: 1.6;
    color: rgba(255,255,255,0.8);
    margin-bottom: 36px;
    animation: fadeInUp 0.8s ease 0.15s both;
}

.hero-cta-group {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 16px;
    animation: fadeInUp 0.8s ease 0.3s both;
}

.hero-cta-note {
    font-size: 14px;
    color: rgba(255,255,255,0.6);
    display: flex;
    align-items: center;
    gap: 6px;
}

.hero-cta-note svg {
    width: 16px; height: 16px;
    color: var(--green-400);
}

/* Trust Badges Row */
.trust-badges {
    display: flex;
    justify-content: center;
    gap: 32px;
    margin-top: 48px;
    flex-wrap: wrap;
    animation: fadeInUp 0.8s ease 0.45s both;
}

.trust-badge {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    font-weight: 600;
    color: rgba(255,255,255,0.85);
}

.trust-badge-icon {
    width: 40px; height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(255,255,255,0.1);
    border-radius: 10px;
    flex-shrink: 0;
}

.trust-badge-icon svg {
    width: 20px; height: 20px;
    color: var(--green-400);
}

/* ============================================
   BENEFITS SECTION
   ============================================ */
.benefits {
    padding: 80px 0;
    background: var(--white);
}

.section-label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--blue-600);
    margin-bottom: 12px;
}

.section-title {
    font-size: 36px;
    font-weight: 800;
    letter-spacing: -0.02em;
    color: var(--gray-900);
    margin-bottom: 16px;
    line-height: 1.2;
}

.section-subtitle {
    font-size: 18px;
    color: var(--gray-500);
    max-width: 600px;
    line-height: 1.6;
}

.benefits-header {
    text-align: center;
    margin-bottom: 56px;
}

.benefits-header .section-subtitle {
    margin: 0 auto;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
}

.benefit-card {
    background: var(--gray-50);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 32px;
    transition: all 0.3s ease;
}

.benefit-card:hover {
    border-color: var(--blue-400);
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
}

.benefit-icon {
    width: 52px; height: 52px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--blue-100), var(--blue-50));
    border-radius: var(--radius);
    margin-bottom: 20px;
}

.benefit-icon svg {
    width: 24px; height: 24px;
    color: var(--blue-600);
}

.benefit-card h3 {
    font-size: 18px;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 8px;
}

.benefit-card p {
    font-size: 15px;
    color: var(--gray-500);
    line-height: 1.6;
}

/* ============================================
   HOW IT WORKS
   ============================================ */
.how-it-works {
    padding: 80px 0;
    background: var(--blue-50);
}

.how-header {
    text-align: center;
    margin-bottom: 56px;
}

.how-header .section-subtitle {
    margin: 0 auto;
}

.steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    position: relative;
}

/* Connector line between steps */
.steps::before {
    content: '';
    position: absolute;
    top: 48px;
    left: calc(16.66% + 24px);
    right: calc(16.66% + 24px);
    height: 2px;
    background: linear-gradient(90deg, var(--blue-400), var(--green-400));
    z-index: 0;
}

.step-card {
    text-align: center;
    position: relative;
    z-index: 1;
}

.step-number {
    width: 72px; height: 72px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 24px;
    background: linear-gradient(135deg, var(--blue-600), var(--blue-500));
    border-radius: 50%;
    font-size: 28px;
    font-weight: 800;
    color: var(--white);
    box-shadow: 0 4px 20px rgba(37,99,235,0.3);
    position: relative;
}

.step-number::after {
    content: '';
    position: absolute;
    inset: -4px;
    border-radius: 50%;
    border: 2px dashed var(--blue-300);
}

.step-card h3 {
    font-size: 20px;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 8px;
}

.step-card p {
    font-size: 15px;
    color: var(--gray-500);
    line-height: 1.6;
    max-width: 280px;
    margin: 0 auto;
}

.step-icon {
    margin: 0 auto 16px;
}

.step-icon svg {
    width: 28px; height: 28px;
    color: var(--blue-500);
}

/* ============================================
   LEAD CAPTURE FORM
   ============================================ */
.form-section {
    padding: 80px 0;
    background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-700) 100%);
    color: var(--white);
    position: relative;
    overflow: hidden;
}

.form-section::before {
    content: '';
    position: absolute;
    top: -100px; right: -100px;
    width: 400px; height: 400px;
    background: radial-gradient(circle, rgba(34,197,94,0.08), transparent 70%);
    border-radius: 50%;
}

.form-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.form-text h2 {
    font-size: 36px;
    font-weight: 800;
    line-height: 1.2;
    letter-spacing: -0.02em;
    margin-bottom: 16px;
}

.form-text p {
    font-size: 18px;
    color: rgba(255,255,255,0.75);
    line-height: 1.6;
    margin-bottom: 32px;
}

.form-benefits {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.form-benefit {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 16px;
    color: rgba(255,255,255,0.9);
}

.form-benefit svg {
    width: 20px; height: 20px;
    color: var(--green-400);
    flex-shrink: 0;
}

.form-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-xl);
    position: relative;
    z-index: 2;
}

.form-card h3 {
    font-size: 22px;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 4px;
}

.form-card .urgency {
    font-size: 14px;
    color: var(--green-600);
    font-weight: 600;
    margin-bottom: 24px;
    display: flex;
    align-items: center;
    gap: 6px;
}

.form-card .urgency svg {
    width: 16px; height: 16px;
}

.form-group {
    margin-bottom: 16px;
}

.form-group label {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: var(--gray-700);
    margin-bottom: 6px;
}

.form-group input,
.form-group select {
    width: 100%;
    padding: 14px 16px;
    font-size: 15px;
    border: 1.5px solid var(--gray-300);
    border-radius: var(--radius);
    background: var(--white);
    color: var(--gray-800);
    transition: all 0.2s ease;
    font-family: inherit;
    -webkit-appearance: none;
    appearance: none;
}

.form-group select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%236b7280' viewBox='0 0 16 16'%3E%3Cpath d='M4.646 5.646a.5.5 0 0 1 .708 0L8 8.293l2.646-2.647a.5.5 0 0 1 .708.708l-3 3a.5.5 0 0 1-.708 0l-3-3a.5.5 0 0 1 0-.708z'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    padding-right: 40px;
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: var(--blue-500);
    box-shadow: 0 0 0 3px rgba(59,130,246,0.15);
}

.form-group input::placeholder {
    color: var(--gray-300);
}

.form-submit {
    width: 100%;
    margin-top: 8px;
}

.form-privacy {
    text-align: center;
    font-size: 12px;
    color: var(--gray-500);
    margin-top: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
}

.form-privacy svg {
    width: 14px; height: 14px;
    color: var(--gray-400);
}

/* ============================================
   SOCIAL PROOF / TESTIMONIALS
   ============================================ */
.testimonials {
    padding: 80px 0;
    background: var(--white);
}

.testimonials-header {
    text-align: center;
    margin-bottom: 16px;
}

.testimonials-header .section-subtitle {
    margin: 0 auto;
}

.trust-counter {
    display: flex;
    justify-content: center;
    gap: 48px;
    margin-bottom: 48px;
    flex-wrap: wrap;
}

.trust-stat {
    text-align: center;
}

.trust-stat .number {
    font-size: 36px;
    font-weight: 800;
    color: var(--blue-600);
    display: block;
    line-height: 1.2;
}

.trust-stat .label {
    font-size: 14px;
    color: var(--gray-500);
    font-weight: 500;
}

.testimonial-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.testimonial-card {
    background: var(--gray-50);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 28px;
    transition: all 0.3s ease;
}

.testimonial-card:hover {
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
}

.stars {
    display: flex;
    gap: 2px;
    margin-bottom: 16px;
}

.stars svg {
    width: 18px; height: 18px;
    color: var(--gold);
    fill: var(--gold);
}

.testimonial-card .quote {
    font-size: 15px;
    color: var(--gray-600);
    line-height: 1.65;
    margin-bottom: 20px;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 12px;
}

.author-avatar {
    width: 44px; height: 44px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    font-weight: 700;
    color: var(--white);
    flex-shrink: 0;
}

.author-info .name {
    font-size: 15px;
    font-weight: 600;
    color: var(--gray-900);
}

.author-info .detail {
    font-size: 13px;
    color: var(--gray-500);
}

.verified-badge {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    font-size: 12px;
    color: var(--green-600);
    font-weight: 600;
    margin-top: 4px;
}

.verified-badge svg {
    width: 14px; height: 14px;
}

/* ============================================
   FAQ SECTION
   ============================================ */
.faq {
    padding: 80px 0;
    background: var(--blue-50);
}

.faq-header {
    text-align: center;
    margin-bottom: 48px;
}

.faq-header .section-subtitle {
    margin: 0 auto;
}

.faq-list {
    max-width: 720px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.faq-item {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius);
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-item:hover {
    border-color: var(--blue-300);
}

.faq-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 20px 24px;
    font-size: 16px;
    font-weight: 600;
    color: var(--gray-900);
    background: none;
    border: none;
    cursor: pointer;
    text-align: left;
    font-family: inherit;
    gap: 16px;
}

.faq-question svg {
    width: 20px; height: 20px;
    color: var(--blue-500);
    flex-shrink: 0;
    transition: transform 0.3s ease;
}

.faq-item.open .faq-question svg {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.35s ease;
}

.faq-answer-inner {
    padding: 0 24px 20px;
    font-size: 15px;
    color: var(--gray-600);
    line-height: 1.7;
}

/* ============================================
   FINAL CTA SECTION
   ============================================ */
.final-cta {
    padding: 80px 0;
    background: linear-gradient(135deg, var(--blue-700), var(--blue-600));
    text-align: center;
    color: var(--white);
}

.final-cta h2 {
    font-size: 36px;
    font-weight: 800;
    letter-spacing: -0.02em;
    margin-bottom: 16px;
}

.final-cta p {
    font-size: 18px;
    color: rgba(255,255,255,0.8);
    margin-bottom: 32px;
    max-width: 500px;
    margin-left: auto;
    margin-right: auto;
}

/* ============================================
   FOOTER
   ============================================ */
.footer {
    padding: 40px 0;
    background: var(--blue-900);
    color: rgba(255,255,255,0.65);
}

.footer-inner {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 32px;
}

.footer-left {
    font-size: 13px;
    line-height: 1.6;
}

.footer-left .disclaimer {
    max-width: 500px;
    margin-top: 16px;
    font-size: 12px;
    color: rgba(255,255,255,0.6);
}

.footer-right {
    display: flex;
    flex-direction: column;
    align-items: flex-end;
    gap: 20px;
}

.footer-links {
    display: flex;
    gap: 24px;
    font-size: 13px;
}

.footer-links a {
    color: rgba(255,255,255,0.65);
    transition: color 0.2s;
}

.footer-links a:hover {
    color: rgba(255,255,255,0.8);
}

.footer-contact {
    display: flex;
    flex-direction: column;
    gap: 8px;
    margin-top: 16px;
    font-size: 13px;
}

.footer-contact-item {
    display: flex;
    align-items: center;
    gap: 8px;
    color: rgba(255,255,255,0.65);
}

.footer-contact-item svg {
    width: 14px; height: 14px;
    flex-shrink: 0;
    color: rgba(255,255,255,0.55);
}

.footer-contact-item a {
    color: rgba(255,255,255,0.65);
    transition: color 0.2s;
}

.footer-contact-item a:hover {
    color: rgba(255,255,255,0.8);
}

.footer-social {
    display: flex;
    gap: 12px;
}

.footer-social a {
    width: 36px; height: 36px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(255,255,255,0.08);
    border-radius: 50%;
    color: rgba(255,255,255,0.65);
    transition: all 0.2s;
}

.footer-social a:hover {
    background: rgba(255,255,255,0.15);
    color: rgba(255,255,255,0.9);
}

.footer-social a svg {
    width: 18px; height: 18px;
}

/* ============================================
   HEADER NAV
   ============================================ */
.header-nav {
    display: flex;
    align-items: center;
    gap: 24px;
}

.header-nav-link {
    font-size: 14px;
    font-weight: 600;
    color: var(--gray-700);
    transition: color 0.2s;
}

.header-nav-link:hover {
    color: var(--blue-600);
}

/* ============================================
   BLOG TEASER (Homepage)
   ============================================ */
.blog-teaser {
    padding: 88px 0;
    background: var(--gray-50);
    position: relative;
}

.blog-teaser-header {
    text-align: center;
    margin-bottom: 56px;
}

.blog-teaser-header .section-subtitle {
    margin: 0 auto;
}

.blog-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-bottom: 48px;
}

/* Premium Blog Card */
.blog-card {
    background: var(--white);
    border-radius: 16px;
    overflow: hidden;
    transition: transform 0.4s cubic-bezier(0.4, 0, 0.2, 1), box-shadow 0.4s ease, border-color 0.3s ease;
    box-shadow: 0 1px 3px rgba(0,0,0,0.04), 0 4px 16px rgba(0,0,0,0.04);
    border: 1px solid var(--gray-200);
    height: 100%;
}

.blog-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 40px rgba(37,99,235,0.12), 0 4px 12px rgba(0,0,0,0.05);
    border-color: var(--blue-300);
}

.blog-card-link {
    display: flex;
    flex-direction: column;
    height: 100%;
    color: inherit;
}

.blog-card-image {
    aspect-ratio: 2 / 1;
    overflow: hidden;
    background: var(--gray-100);
    position: relative;
}

.blog-card-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    transition: transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
}

.blog-card:hover .blog-card-image img {
    transform: scale(1.06);
}

.blog-card-image-tag {
    position: absolute;
    top: 14px;
    left: 14px;
    background: rgba(255,255,255,0.95);
    -webkit-backdrop-filter: blur(8px);
    backdrop-filter: blur(8px);
    color: var(--blue-700);
    padding: 6px 12px;
    border-radius: 100px;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    box-shadow: 0 2px 8px rgba(0,0,0,0.08);
}

.blog-card-body {
    padding: 24px 26px 22px;
    display: flex;
    flex-direction: column;
    flex: 1;
}

.blog-card-meta {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 12px;
    font-size: 12px;
    color: var(--gray-500);
}

.blog-card-meta-item {
    display: inline-flex;
    align-items: center;
    gap: 5px;
}

.blog-card-meta-item svg {
    width: 13px;
    height: 13px;
}

.blog-card-meta-dot {
    width: 3px;
    height: 3px;
    border-radius: 50%;
    background: var(--gray-300);
}

.blog-card-title {
    font-size: 19px;
    font-weight: 800;
    color: var(--gray-900);
    line-height: 1.32;
    margin-bottom: 10px;
    letter-spacing: -0.015em;
}

.blog-card-excerpt {
    font-size: 14px;
    color: var(--gray-600);
    line-height: 1.65;
    margin-bottom: 20px;
    display: -webkit-box;
    -webkit-line-clamp: 2;
    -webkit-box-orient: vertical;
    overflow: hidden;
}

.blog-card-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding-top: 16px;
    border-top: 1px solid var(--gray-100);
    margin-top: auto;
}

.blog-card-author {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 12px;
    color: var(--gray-500);
}

.blog-card-author-avatar {
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--blue-500), var(--blue-700));
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 11px;
    font-weight: 700;
    flex-shrink: 0;
}

.blog-card-readmore {
    font-size: 13px;
    font-weight: 600;
    color: var(--blue-600);
    transition: color 0.2s, transform 0.2s;
    white-space: nowrap;
}

.blog-card:hover .blog-card-readmore {
    color: var(--blue-700);
    transform: translateX(2px);
}

.blog-teaser-cta {
    text-align: center;
}

/* ============================================
   BLOG INDEX PAGE
   ============================================ */
.blog-page {
    padding: 110px 0 88px;
    background: var(--white);
}

.blog-page-hero {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 64px;
}

.blog-page-eyebrow {
    display: inline-block;
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--blue-600);
    margin-bottom: 14px;
}

.blog-page-hero h1 {
    font-size: 52px;
    font-weight: 800;
    letter-spacing: -0.03em;
    color: var(--gray-900);
    margin-bottom: 18px;
    line-height: 1.1;
}

.blog-page-hero .blog-page-tagline {
    font-size: 19px;
    color: var(--gray-600);
    line-height: 1.6;
}

/* Featured article */
.blog-featured {
    margin-bottom: 72px;
    padding: 6px;
    background: linear-gradient(135deg, #dbeafe 0%, #ede9fe 100%);
    border-radius: 24px;
    box-shadow: 0 12px 40px rgba(37,99,235,0.1);
}

.blog-featured-card {
    background: var(--white);
    border-radius: 20px;
    overflow: hidden;
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: stretch;
    transition: transform 0.4s ease;
    color: inherit;
}

.blog-featured-card:hover {
    transform: translateY(-2px);
}

.blog-featured-image {
    aspect-ratio: 4 / 3;
    overflow: hidden;
    background: var(--gray-100);
    position: relative;
}

.blog-featured-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.6s ease;
}

.blog-featured-card:hover .blog-featured-image img {
    transform: scale(1.04);
}

.blog-featured-badge {
    position: absolute;
    top: 18px;
    left: 18px;
    background: linear-gradient(135deg, #f59e0b, #d97706);
    color: var(--white);
    padding: 7px 14px;
    border-radius: 100px;
    font-size: 11px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    box-shadow: 0 4px 12px rgba(245,158,11,0.4);
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.blog-featured-badge svg {
    width: 12px;
    height: 12px;
}

.blog-featured-body {
    padding: 48px 52px;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.blog-featured-body .blog-card-meta {
    margin-bottom: 14px;
}

.blog-featured-body h2 {
    font-size: 30px;
    font-weight: 800;
    line-height: 1.22;
    color: var(--gray-900);
    margin-bottom: 16px;
    letter-spacing: -0.02em;
}

.blog-featured-body .blog-card-excerpt {
    font-size: 16px;
    margin-bottom: 28px;
    -webkit-line-clamp: 3;
    line-height: 1.65;
}

.blog-featured-body .blog-card-footer {
    border-top: none;
    padding-top: 0;
}

/* "All Articles" heading on blog index */
.blog-section-heading {
    font-size: 26px;
    font-weight: 800;
    color: var(--gray-900);
    margin-bottom: 28px;
    letter-spacing: -0.015em;
    display: flex;
    align-items: baseline;
    gap: 12px;
}

.blog-section-heading::before {
    content: '';
    width: 4px;
    height: 22px;
    background: linear-gradient(180deg, var(--blue-500), var(--green-500));
    border-radius: 2px;
    flex-shrink: 0;
}

/* ============================================
   READING PROGRESS BAR
   ============================================ */
.reading-progress {
    position: fixed;
    top: 64px;
    left: 0;
    right: 0;
    height: 3px;
    background: transparent;
    z-index: 999;
    pointer-events: none;
}

.reading-progress-bar {
    height: 100%;
    width: 0%;
    background: linear-gradient(90deg, var(--blue-500), var(--green-500));
    transition: width 0.1s ease;
    border-radius: 0 2px 2px 0;
}

/* ============================================
   ARTICLE HERO
   ============================================ */
.article-hero {
    padding: 110px 0 48px;
    background: linear-gradient(180deg, var(--gray-50) 0%, var(--white) 100%);
    position: relative;
    overflow: hidden;
}

.article-hero::before {
    content: '';
    position: absolute;
    top: 0;
    right: -10%;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(96,165,250,0.08) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.article-hero::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: -10%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(34,197,94,0.06) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.article-hero-content {
    max-width: 800px;
    margin: 0 auto;
    padding: 0 20px;
    text-align: center;
    position: relative;
    z-index: 1;
}

.article-hero .breadcrumbs {
    justify-content: center;
    margin-bottom: 28px;
}

.article-hero-tag {
    display: inline-block;
    background: var(--blue-50);
    color: var(--blue-700);
    padding: 7px 16px;
    border-radius: 100px;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-bottom: 22px;
}

.article-hero h1 {
    font-size: 48px;
    font-weight: 800;
    letter-spacing: -0.03em;
    line-height: 1.15;
    color: var(--gray-900);
    margin-bottom: 22px;
}

.article-hero-excerpt {
    font-size: 20px;
    color: var(--gray-600);
    line-height: 1.55;
    margin-bottom: 36px;
    max-width: 640px;
    margin-left: auto;
    margin-right: auto;
}

.article-author-row {
    display: inline-flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 48px;
    padding: 12px 20px 12px 12px;
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: 100px;
    box-shadow: 0 2px 8px rgba(0,0,0,0.04);
}

.article-author-avatar {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--blue-500), var(--blue-700));
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    font-weight: 700;
    box-shadow: 0 4px 10px rgba(37,99,235,0.25);
    flex-shrink: 0;
}

.article-author-info {
    text-align: left;
}

.article-author-name {
    font-size: 14px;
    font-weight: 700;
    color: var(--gray-900);
    line-height: 1.2;
}

.article-author-meta {
    font-size: 12px;
    color: var(--gray-500);
    display: flex;
    align-items: center;
    gap: 8px;
    margin-top: 2px;
}

.article-author-meta-dot {
    width: 3px;
    height: 3px;
    border-radius: 50%;
    background: var(--gray-300);
}

.article-cover {
    max-width: 880px;
    margin: 0 auto;
    padding: 0 20px;
    position: relative;
    z-index: 1;
}

.article-cover img {
    width: 100%;
    height: auto;
    border-radius: 20px;
    box-shadow: 0 20px 50px rgba(0,0,0,0.1), 0 8px 16px rgba(0,0,0,0.04);
    display: block;
}

/* ============================================
   ARTICLE BODY
   ============================================ */
.article-page {
    padding: 56px 0 80px;
    background: var(--white);
}

.article-container {
    max-width: 720px;
    margin: 0 auto;
    padding: 0 20px;
}

.article-content {
    font-size: 18px;
    line-height: 1.8;
    color: var(--gray-700);
}

/* Drop cap on first paragraph */
.article-content > p:first-of-type::first-letter {
    float: left;
    font-size: 78px;
    line-height: 0.85;
    font-weight: 800;
    margin: 8px 14px 0 0;
    background: linear-gradient(135deg, var(--blue-600), var(--blue-700));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.article-content h2 {
    font-size: 30px;
    font-weight: 800;
    color: var(--gray-900);
    margin: 56px 0 18px;
    line-height: 1.25;
    letter-spacing: -0.015em;
    position: relative;
}

.article-content h2::before {
    content: '';
    display: block;
    width: 44px;
    height: 4px;
    background: linear-gradient(90deg, var(--blue-500), var(--green-500));
    border-radius: 2px;
    margin-bottom: 18px;
}

.article-content h3 {
    font-size: 22px;
    font-weight: 700;
    color: var(--gray-900);
    margin: 36px 0 14px;
    line-height: 1.35;
}

.article-content p {
    margin-bottom: 22px;
}

.article-content ul,
.article-content ol {
    margin: 18px 0 28px;
    padding-left: 24px;
}

.article-content ul {
    list-style: none;
    padding-left: 0;
}

.article-content ul li {
    position: relative;
    padding-left: 28px;
    margin-bottom: 12px;
}

.article-content ul li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 12px;
    width: 7px;
    height: 7px;
    background: var(--blue-500);
    border-radius: 50%;
}

.article-content ol {
    counter-reset: ol-counter;
    list-style: none;
    padding-left: 0;
}

.article-content ol li {
    counter-increment: ol-counter;
    position: relative;
    padding-left: 36px;
    margin-bottom: 14px;
}

.article-content ol li::before {
    content: counter(ol-counter);
    position: absolute;
    left: 0;
    top: 2px;
    width: 24px;
    height: 24px;
    background: linear-gradient(135deg, var(--blue-500), var(--blue-600));
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 12px;
    font-weight: 700;
}

.article-content strong {
    color: var(--gray-900);
    font-weight: 700;
}

.article-content a:not(.cta-btn) {
    color: var(--blue-600);
    text-decoration: underline;
    text-underline-offset: 3px;
    text-decoration-thickness: 1.5px;
    transition: color 0.2s, text-decoration-thickness 0.2s;
}

.article-content a.cta-btn,
.article-content a.cta-btn:hover {
    color: var(--white);
    text-decoration: none;
}

.article-content a:not(.cta-btn):hover {
    color: var(--blue-700);
    text-decoration-thickness: 2px;
}

/* Premium blockquote */
.article-content blockquote {
    position: relative;
    margin: 40px 0;
    padding: 32px 32px 32px 80px;
    background: linear-gradient(135deg, var(--blue-50), #f0f9ff);
    border-radius: 16px;
    font-size: 19px;
    line-height: 1.6;
    color: var(--gray-800);
    font-style: italic;
    font-weight: 500;
    border: 1px solid var(--blue-100);
    border-left: 4px solid var(--blue-500);
}

.article-content blockquote::before {
    content: '\201C';
    position: absolute;
    top: 6px;
    left: 22px;
    font-size: 88px;
    color: var(--blue-400);
    font-family: Georgia, 'Times New Roman', serif;
    line-height: 1;
    font-style: normal;
    font-weight: 700;
}

/* CTA banner - upgraded */
.article-cta-banner {
    position: relative;
    background: linear-gradient(135deg, var(--blue-700), var(--blue-600) 60%, var(--blue-500));
    color: var(--white);
    padding: 44px 36px;
    border-radius: 20px;
    margin: 52px 0;
    text-align: center;
    overflow: hidden;
    box-shadow: 0 12px 32px rgba(37,99,235,0.2);
}

.article-cta-banner::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -15%;
    width: 320px;
    height: 320px;
    background: radial-gradient(circle, rgba(96,165,250,0.3) 0%, transparent 70%);
    border-radius: 50%;
}

.article-cta-banner::after {
    content: '';
    position: absolute;
    bottom: -50%;
    left: -10%;
    width: 240px;
    height: 240px;
    background: radial-gradient(circle, rgba(34,197,94,0.22) 0%, transparent 70%);
    border-radius: 50%;
}

.article-cta-banner > * {
    position: relative;
    z-index: 1;
}

.article-cta-banner h3 {
    font-size: 24px;
    font-weight: 800;
    color: var(--white);
    margin: 0 0 8px;
    letter-spacing: -0.01em;
}

.article-cta-banner p {
    font-size: 16px;
    color: rgba(255,255,255,0.88);
    margin: 0 0 26px;
}

.article-cta-banner .cta-btn {
    padding: 14px 32px;
    font-size: 15px;
}

/* ============================================
   ARTICLE FOOTER (Tags + Author Bio)
   ============================================ */
.article-footer {
    max-width: 720px;
    margin: 64px auto 0;
    padding: 36px 20px 0;
    border-top: 1px solid var(--gray-200);
}

.article-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-bottom: 36px;
}

.article-tag {
    display: inline-block;
    padding: 7px 14px;
    background: var(--gray-100);
    color: var(--gray-700);
    border-radius: 100px;
    font-size: 13px;
    font-weight: 500;
    transition: all 0.2s;
    cursor: default;
}

.article-tag:hover {
    background: var(--blue-50);
    color: var(--blue-700);
}

.article-author-card {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 24px;
    background: linear-gradient(135deg, var(--gray-50), var(--white));
    border: 1px solid var(--gray-200);
    border-radius: 16px;
    margin-bottom: 32px;
}

.article-author-card .article-author-avatar {
    width: 56px;
    height: 56px;
    font-size: 20px;
}

.article-author-card-info h4 {
    font-size: 16px;
    font-weight: 700;
    color: var(--gray-900);
    margin: 0 0 4px;
}

.article-author-card-info p {
    font-size: 13px;
    color: var(--gray-600);
    margin: 0;
    line-height: 1.6;
}

/* Related articles section */
.related-articles {
    background: var(--gray-50);
    padding: 80px 0;
    border-top: 1px solid var(--gray-200);
}

.related-articles-header {
    text-align: center;
    max-width: 600px;
    margin: 0 auto 44px;
}

.related-articles h2 {
    font-size: 32px;
    font-weight: 800;
    color: var(--gray-900);
    margin-bottom: 8px;
    letter-spacing: -0.02em;
}

.related-articles-subtitle {
    color: var(--gray-500);
    font-size: 16px;
}

.related-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    max-width: 800px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Breadcrumbs */
.breadcrumbs {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    color: var(--gray-500);
    margin-bottom: 24px;
    flex-wrap: wrap;
}

.breadcrumbs a {
    color: var(--blue-600);
    transition: color 0.2s;
}

.breadcrumbs a:hover {
    color: var(--blue-700);
}

.breadcrumbs-separator {
    color: var(--gray-300);
}

@media (max-width: 900px) {
    .blog-grid {
        grid-template-columns: 1fr;
        max-width: 480px;
        margin-left: auto;
        margin-right: auto;
        margin-bottom: 48px;
    }

    .related-grid {
        grid-template-columns: 1fr;
    }

    .blog-page-hero h1 {
        font-size: 38px;
    }

    .article-hero h1 {
        font-size: 34px;
    }

    .article-hero-excerpt {
        font-size: 17px;
    }

    .article-content {
        font-size: 16px;
    }

    .article-content h2 {
        font-size: 24px;
    }

    .article-content h3 {
        font-size: 20px;
    }

    .blog-featured-card {
        grid-template-columns: 1fr;
    }

    .blog-featured-image {
        aspect-ratio: 16 / 9;
    }

    .blog-featured-body {
        padding: 32px 28px;
    }

    .blog-featured-body h2 {
        font-size: 24px;
    }

    .article-content blockquote {
        padding: 24px 24px 24px 60px;
        font-size: 17px;
    }

    .article-content blockquote::before {
        font-size: 64px;
        left: 16px;
    }

    .article-cta-banner {
        padding: 36px 24px;
    }

    .article-cta-banner h3 {
        font-size: 20px;
    }
}

@media (max-width: 640px) {
    .article-content > p:first-of-type::first-letter {
        font-size: 60px;
    }

    .article-author-row {
        flex-direction: row;
        padding: 10px 16px 10px 10px;
    }
}

/* ============================================
   STICKY MOBILE CTA
   ============================================ */
.sticky-cta {
    display: none;
    position: fixed;
    bottom: 0; left: 0; right: 0;
    z-index: 999;
    padding: 12px 16px;
    background: rgba(255,255,255,0.95);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border-top: 1px solid var(--gray-200);
    box-shadow: 0 -4px 20px rgba(0,0,0,0.1);
}

.sticky-cta .cta-btn {
    width: 100%;
    padding: 16px;
    font-size: 16px;
}

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 900px) {
    .benefits-grid {
        grid-template-columns: 1fr;
    }

    .testimonial-grid {
        grid-template-columns: 1fr;
        max-width: 480px;
        margin: 0 auto;
    }

    .form-wrapper {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .form-text {
        text-align: center;
    }

    .steps {
        grid-template-columns: 1fr;
        gap: 40px;
        max-width: 340px;
        margin: 0 auto;
    }

    .steps::before {
        display: none;
    }

    .footer-inner {
        flex-direction: column;
    }

    .footer-right {
        align-items: flex-start;
    }
}

/* ============================================
   FORM VALIDATION
   ============================================ */
.form-group input.error,
.form-group select.error {
    border-color: #ef4444;
    box-shadow: 0 0 0 3px rgba(239,68,68,0.12);
}

.form-group .error-msg {
    color: #ef4444;
    font-size: 12px;
    margin-top: 4px;
    display: none;
}

.form-group .error-msg.show {
    display: block;
}

/* ============================================
   LIVE ACTIVITY TICKER
   ============================================ */
.activity-toast {
    position: fixed;
    bottom: 24px;
    left: 24px;
    z-index: 998;
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius);
    padding: 14px 20px;
    box-shadow: var(--shadow-xl);
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 14px;
    color: var(--gray-700);
    transform: translateX(-120%);
    opacity: 0;
    transition: all 0.5s cubic-bezier(0.4, 0, 0.2, 1);
    max-width: 340px;
}

.activity-toast.show {
    transform: translateX(0);
    opacity: 1;
}

.activity-toast-icon {
    width: 36px; height: 36px;
    background: var(--green-100);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.activity-toast-icon svg {
    width: 18px; height: 18px;
    color: var(--green-600);
}

.activity-toast strong {
    color: var(--gray-900);
}

.activity-toast .time {
    font-size: 12px;
    color: var(--gray-400);
    display: block;
    margin-top: 2px;
}

/* ============================================
   FORM URGENCY COUNTER
   ============================================ */
.form-live-counter {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin-top: 16px;
    font-size: 13px;
    color: var(--gray-500);
}

.form-live-counter .pulse-dot {
    width: 8px; height: 8px;
    background: var(--green-500);
    border-radius: 50%;
    animation: pulse 1.5s infinite;
    flex-shrink: 0;
}

.form-live-counter strong {
    color: var(--green-600);
}

/* ============================================
   VERIFICATION OVERLAY
   ============================================ */
.verify-overlay {
    display: none;
    position: fixed;
    inset: 0;
    z-index: 10000;
    background: rgba(10, 22, 40, 0.85);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    align-items: center;
    justify-content: center;
}

.verify-overlay.active {
    display: flex;
}

.verify-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 48px 40px;
    max-width: 440px;
    width: 90%;
    text-align: center;
    box-shadow: var(--shadow-xl);
    animation: fadeInUp 0.4s ease;
}

.verify-card h3 {
    font-size: 20px;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 8px;
}

.verify-card .verify-sub {
    font-size: 14px;
    color: var(--gray-500);
    margin-bottom: 32px;
}

.verify-steps {
    display: flex;
    flex-direction: column;
    gap: 16px;
    text-align: left;
    margin-bottom: 32px;
}

.verify-step {
    display: flex;
    align-items: center;
    gap: 14px;
    font-size: 15px;
    color: var(--gray-400);
    transition: color 0.3s ease;
}

.verify-step.active {
    color: var(--blue-600);
    font-weight: 600;
}

.verify-step.done {
    color: var(--green-600);
}

.verify-step-icon {
    width: 32px; height: 32px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    background: var(--gray-100);
    transition: all 0.3s ease;
}

.verify-step.active .verify-step-icon {
    background: var(--blue-100);
}

.verify-step.done .verify-step-icon {
    background: var(--green-100);
}

.verify-step-icon svg {
    width: 16px; height: 16px;
}

@keyframes spin {
    to { transform: rotate(360deg); }
}

.spinner {
    width: 16px; height: 16px;
    border: 2px solid var(--blue-200);
    border-top-color: var(--blue-600);
    border-radius: 50%;
    animation: spin 0.7s linear infinite;
}

.verify-progress {
    width: 100%;
    height: 6px;
    background: var(--gray-200);
    border-radius: var(--radius-full);
    overflow: hidden;
}

.verify-progress-bar {
    height: 100%;
    width: 0%;
    background: linear-gradient(90deg, var(--blue-500), var(--green-500));
    border-radius: var(--radius-full);
    transition: width 0.4s ease;
}

/* ============================================
   LEGAL / CONTACT MODALS
   ============================================ */
.legal-modal-overlay {
    display: none;
    position: fixed;
    inset: 0;
    z-index: 10001;
    background: rgba(10, 22, 40, 0.7);
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
    align-items: center;
    justify-content: center;
    padding: 20px;
}

.legal-modal-overlay.active {
    display: flex;
}

.legal-modal {
    background: var(--white);
    border-radius: var(--radius-lg);
    max-width: 640px;
    width: 100%;
    max-height: 80vh;
    display: flex;
    flex-direction: column;
    box-shadow: var(--shadow-xl);
    animation: fadeInUp 0.3s ease;
}

.legal-modal-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 20px 28px;
    border-bottom: 1px solid var(--gray-200);
    flex-shrink: 0;
}

.legal-modal-header h3 {
    font-size: 18px;
    font-weight: 700;
    color: var(--gray-900);
}

.legal-modal-close {
    width: 32px; height: 32px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--gray-100);
    border: none;
    border-radius: 50%;
    cursor: pointer;
    color: var(--gray-500);
    transition: all 0.2s;
}

.legal-modal-close:hover {
    background: var(--gray-200);
    color: var(--gray-800);
}

.legal-modal-close svg {
    width: 16px; height: 16px;
}

.legal-modal-body {
    padding: 28px;
    overflow-y: auto;
    font-size: 14px;
    line-height: 1.8;
    color: var(--gray-600);
}

.legal-modal-body h4 {
    font-size: 15px;
    font-weight: 700;
    color: var(--gray-800);
    margin: 20px 0 8px;
}

.legal-modal-body h4:first-child {
    margin-top: 0;
}

.legal-modal-body p {
    margin-bottom: 12px;
}

.legal-modal-body ul {
    list-style: disc;
    padding-left: 20px;
    margin-bottom: 12px;
}

.legal-modal-body ul li {
    margin-bottom: 6px;
}

.legal-modal-body a {
    color: var(--blue-600);
    text-decoration: underline;
}

@media (max-width: 640px) {
    .activity-toast {
        left: 12px;
        right: 12px;
        bottom: 80px;
        max-width: none;
    }
}

@media (max-width: 640px) {
    .hero {
        padding: 100px 0 60px;
    }

    .hero h1 {
        font-size: 32px;
    }

    .hero-sub {
        font-size: 17px;
    }

    .cta-btn {
        padding: 16px 32px;
        font-size: 16px;
    }

    .section-title {
        font-size: 28px;
    }

    .section-subtitle {
        font-size: 16px;
    }

    .trust-badges {
        gap: 20px;
    }

    .trust-counter {
        gap: 24px;
    }

    .trust-stat .number {
        font-size: 28px;
    }

    .form-card {
        padding: 28px 20px;
    }

    .form-text h2 {
        font-size: 28px;
    }

    .final-cta h2 {
        font-size: 28px;
    }

    .footer-inner {
        flex-direction: column;
        text-align: center;
    }

    .footer-right {
        align-items: center;
    }

    .footer-left .disclaimer {
        margin-left: auto;
        margin-right: auto;
    }

    .footer-contact {
        align-items: center;
    }

    .sticky-cta {
        display: block;
    }

    .footer {
        padding-bottom: 90px;
    }
}

/* ============================================
   UTILITY CLASSES (replacing inline styles)
   ============================================ */
.benefit-icon--green {
    background: linear-gradient(135deg, var(--green-100), #f0fdf4);
}

.benefit-icon--yellow {
    background: linear-gradient(135deg, #fef3c7, #fffbeb);
}

.benefit-icon--purple {
    background: linear-gradient(135deg, #ede9fe, #f5f3ff);
}

.text-center-mt48 {
    text-align: center;
    margin-top: 48px;
}

.section-label--green {
    color: var(--green-400);
}

.label-optional {
    font-weight: 400;
    color: var(--gray-500);
}

.author-avatar--blue {
    background: linear-gradient(135deg, #3b82f6, #2563eb);
}

.author-avatar--green {
    background: linear-gradient(135deg, #22c55e, #16a34a);
}

.author-avatar--gold {
    background: linear-gradient(135deg, #f59e0b, #d97706);
}

.author-avatar--purple {
    background: linear-gradient(135deg, #8b5cf6, #7c3aed);
}

.author-avatar--pink {
    background: linear-gradient(135deg, #ec4899, #db2777);
}